LCU: Smart Banking for Smart People — Backing Brighter Futures

October 22nd, 2025

At Laboratories Credit Union (LCU), we believe that investing in education and innovation today helps create a brighter tomorrow.

Founded over 70 years ago by CSIRO staff for CSIRO staff, LCU continues to proudly support the scientists, engineers, educators, and families shaping Australia’s future.

At LCU, support is more than just a service — it’s a commitment to every member and the communities served. Whether purchasing a first home, refinancing, planning for the future, or simply seeking a more personal banking experience, LCU is there every step of the way.

🎓 Celebrate Success — Nominate a Future Star!
Do you know a Year 12 student preparing for further study or a trade after receiving their ATAR? LCU invites CSIRO staff, current members, and anyone interested in joining LCU to nominate deserving students for the LCU Tertiary Scholarship Program2. Applications open shortly.

This scholarship helps young Australians chase their goals, explore new opportunities, and make their mark on the world — and is awarded each year alongside the CSIRO Alumni Scholarship in Physics, which LCU proudly sponsors.

🏦 Offer for CSIRO Staff (new funds only)
To celebrate our ongoing partnership with the CSIRO community, we’re offering:

  • 0.20% p.a. bonus on 12–23 month Term Deposits¹ (minimum $10,000, new funds only)
  • $200 Home Loan application fee waived¹ (Government and external fees apply)

🌐 Why Choose LCU?

  • Tailored for Professionals: Designed for STEM experts, educators, and researchers.
  • Loan Options Available: A range of loan products are available to eligible members. Terms and conditions apply.
  • Member-Owned: We answer to our members — not shareholders.
  • Personal + Digital: Enjoy a refreshed mobile app, online banking, and real people who care.

📍Still Supporting the CSIRO Community
While the Lindfield branch has now closed, LCU remains close by at North Ryde and continues to serve the CSIRO community with the same commitment that’s been part of our DNA since 1954.

👉 Visit our website at lcu.com.au or call us on 02 9859 0585 to join LCU today – smart banking, made personal.

1 Offer ends 31 December 2025. Available to current CSIRO or NMI employees who are LCU members or new joiners. Applies to new funds only. Terms, conditions, fees, and normal lending criteria apply.
2 The Laboratories Credit Union Tertiary Scholarship Program is open to current members, or new members who joined LCU prior to the 30th June 2025. Other terms and conditions may apply. Applications will open shortly.
The information provided on this document is general in nature, and does not consider your individual goals, financial circumstances, or requirements. It is important to assess whether it aligns with your situation. Prior to obtaining any of our products, please carefully review the Conditions of Use, Financial Services Guide and Target Market Determination documents.
LCU has taken all reasonable care in producing the information. However, LCU will not be responsible for loss or damage arising from the use of this information. This document may feature content or links related to other parties, which does not necessarily reflect the perspective of LCU.
 @Copyright 2025 Laboratories Credit Union Limited | ABN 77 087 650 217 | AFSL / ACL 240807